FIA Labs

CFO Sentinel

The desk for the file in front of you.

The AI CFO desk for LBO models, board reports and board packs.

A financial-intelligence desk that turns a question and a file into a board-ready record. Facts separated from assumptions. Cash separated from EBITDA. Jurisdiction named. Human judgment remains the authority.

cfosentinel.pro

Evidence

A number is a fact only when it is in the file. Source named. Nothing invented to fill a cell.

Inference

Reasoning from the file is marked as reasoning. Cash is not EBITDA. Form is not substance.

Gap

Missing inputs stay missing. The desk returns a framework and a required-data list, not a fabricated model.

The work

Three intents. A written record.

  • Ask

    A bounded question. Conservative stays inside the file. Research may name frameworks as inference.

  • Review

    The file plus exhibits. Classifications, capital implications, jurisdiction, risk and confidence.

  • Deep Review

    Deep Review runs two independent workings, then settles them into one answer: where they differ it decides, and any doubt that remains is stated once. Executive summary through next steps — a record that can sit in a pack.

On the file

  • File
  • Evidence
  • Analysis
  • Capital
  • Record
  • Activity

How it is used

From the file in front of you to a record you can stand behind.

  1. 01

    Put the pack on the desk

    Open a matter. Attach the model, the board paper, the trial balance, or the note you have to answer. The desk does not invent the number that is not in the file.

  2. 02

    Ask one bounded question

    Cash or EBITDA. Covenant headroom. What the buyer will contest. Ask stays inside the file unless you ask it to name a framework, and that framework is marked as inference.

  3. 03

    Review when the pack must be ranked

    Review reads the file and the exhibits. Classifications, capital, jurisdiction, risk, and confidence sit on separate lines. Missing inputs stay missing.

  4. 04

    Deep Review for the paper that leaves the room

    The longer pass is the board report, the board pack, or the irreversible call. Two independent workings are settled into one record, executive summary through next steps. It is a record, not a chat.

Who it is for

Institutional work. Not a trading terminal.

  • Founders and CFOs
  • Boards and investment committees
  • PE / VC and family offices
  • Corporate development

Not retail stock tips. Not live brokerage. Not an audit, tax opinion, legal opinion, or regulated investment recommendation.

Matter kinds

  • FP&A
  • Valuation
  • M&A
  • PE / LBO
  • Venture
  • IPO
  • Accounting
  • Tax / Structuring
  • Distress
  • Capital Structure
  • Strategy

Demonstration · fictional file

Northwind Holdco — PE / LBO · Delaware

Can the holdco support a 6.5× debt / LTM EBITDA take-out without a twelve-month liquidity event?

Evidence
LTM EBITDA of $48m is in the CIM pack. Cash of $11m is on the latest trial balance. Both sit in the file. Neither is a forecast.
Inference
Covenant headroom looks thin if working capital is seasonal. That is a reading, not a fact in the pack.
Gap
No borrowing-base certificate. No quality of earnings. No revolver draw schedule. The desk will not invent them.
Record
Risk: High. Confidence: Requires local validation. Next step is the missing data, not a prettier model.

Seats

The seat pays for the desk. Credits pay for the work.

A quiet month should still cover the house. A heavy month buys packs. Included credits reset with the billing month. Packs do not expire. FIA Plan is the house seat — an alternative to Operator, Counsel, or Chambers.

  • Operator

    $29/mo

    One practitioner. One desk. Enough for a quiet month of Asks and a handful of Reviews — not a full mandate of Deep Reviews.

    1,500 credits included

  • Counsel

    $79/mo

    A working group sharing files across a mandate. Included credits cover a light month of Reviews; heavy Deep Review months buy packs.

    4,000 credits included

  • Chambers

    $249/mo

    Firm chambers. Multiple operators under one house. Included credits are a working month, not an unlimited tank.

    12,000 credits included

Federation

FIA Plan

$50/month

The house seat for FIA Labs. One plan for the suite: law (LIA), medical research (MIA), finance (CFO Sentinel), strategy (ExecMind), brand and marketing (Brandium), ethics and philosophy (Aquinian Studio), film and narrative (Cine Novelist).

You work at the desk that owns the question. Files and conversations stay on that desk. When a matter needs another discipline, you send an FIA Brief — a packet you authorise — and read the reply. Nothing else is shared.

Includes 1,000 credits each billing period, usable on any shipped desk. Extra credit packs work across the suite and do not expire. You pay for what you consume after the included allotment.

FIA Plan is an alternative to a single-desk seat, not an extra charge on top of Operator, Counsel, or Chambers.

1,000 credits / period · Federation included

Subscribe

Q&A

Before you open the desk.

What is CFO Sentinel Pro?
A financial-intelligence desk that turns a question and a file into a board-ready record. Facts separated from assumptions. Cash separated from EBITDA. Jurisdiction named. Human judgment remains the authority.
What does it cost to try?
Create an account and confirm your email: 150 free credits land with no card. Work is paid in credits. A short Ask usually costs about 1 credit and a short Review about 4; a long, worked answer costs more (around 6 credits for an Ask, 7 for a Review). Before a run the desk holds enough to cover it (about 17 for a short Ask, 30 for a Review, 68 for a Deep Review; a bigger file holds more). You are charged for what the run used, never more than the hold, and the rest is released. Stop ends a run on the server, and a stopped run is not charged.
Can it write a board report?
Yes, as a draft record for you to check. Attach the pack and ask for the board report. The desk writes it with facts separated from assumptions and cash separated from EBITDA, and it names the jurisdiction. What goes to the board is still your decision. See the board report template.
Does it build or check LBO models?
It checks them. Bring the model and ask: the desk reads the assumptions, the debt and the returns, and says where the logic does not hold or an input is missing. Without a model, it can set out the structure and the inputs you would need to supply. It will not invent the numbers.
What is Federation?

FIA Labs ships separate professional desks — LIA, MIA, CFO Sentinel, Aquinian Studio, Brandium, ExecMind, Cine Novelist. Each desk is its own practice. Matters, conversations, files, and drafts stay on the desk that created them. There is no shared workspace and no silent sync.

Federation is the layer that lets one practitioner use those desks as a house, not as seven disconnected logins that cannot speak.

Federation is a room of desks in the domains a matter needs — law, medicine, finance, strategy, brand, theology and ethics, and narrative — without merging their files. You walk to the desk that owns the question. You send an FIA Brief when you want that desk’s view on a packet you authorise. You do not dump the whole matter on the table.

What it is for

Work often needs more than one discipline before you green-light it. A Brandium campaign may need LIA on claims and CFO on cost. An ExecMind decision may need LIA on exposure. Federation is how you send a defined packet to another desk and get a defined reply back, without pouring the whole matter file across the house.

What is shared

  • FIA Plan — the house seat for the suite. It turns Federation on for this account.
  • FIA credit packs — extra fuel that works across the suite and does not expire.
  • FIA Briefs — only what you explicitly authorise to send.

What is never shared

Conversations, uploads, exhibits, transcripts, and the matter file. Opening another desk is navigation, not a data merge.

FIA Brief

An FIA Brief is not a client brief, a Crown brief, or a counsel brief. It is a short authorised export you compose: the question, the conclusion you are willing to show, the caution. The receiving desk comments on that packet. The sending desk can read the reply. Governance is the record of FIA Briefs sent and returned — not a copy of either desk’s chat.

How you can tell it is on

  • FEDERATION INACTIVE (grey, under the desk mark): this account has no FIA Plan seat. You can still use this desk. Send FIA Brief and FIA Brief inbox stay locked. Operator, Counsel, and Chambers do not include Federation.
  • FEDERATION ACTIVATED (green, under the desk mark): this account has an active FIA Plan. You may send an FIA Brief to another shipped desk and receive FIA Briefs those desks send back.

Credits and Plan

On CFO Sentinel, Operator, Counsel, and Chambers remain the deep single-desk allotments. FIA Plan is the house seat for the suite: 1,000 credits each billing period, usable on any shipped desk, and Federation included. Extra credit packs work across the suite and do not expire. You pay for what you consume after the included allotment. FIA Plan is an alternative to a single-desk seat, not an extra charge on top of Operator, Counsel, or Chambers. Packs do not turn Federation on.

Honest about the product

Decision support. Not a licence.

The desk is not a licensed auditor, tax agent, solicitor, or regulated adviser. Statute-level conclusions are marked Requires Local Validation. We would rather say what is true than borrow a badge we do not have.

Part of FIA Labs, with LIA, MIA, Brandium, ExecMind, Aquinian, and Cine Novelist. Same house. This domain is finance.

Put a real file on the desk.

Open a matter, attach the pack, ask a bounded question. The record is what leaves the room.